Prepaid Card Platform
Issue branded prepaid Visa or Mastercard cards in days
Prepaid Card Platform lets fintechs, HR tech companies, gig economy platforms, and marketplaces issue branded physical or virtual prepaid cards to their users or employees. Powered by Marqeta and Mastercard. Configure spend controls, load rules, and card art from a self-service dashboard.
MRR
$14,320
+12% this month
Active
487
+23 this month
Churn
1.8%
-0.4% this month
$14K/mo
Verified revenue
73%
Choose annual
98.7%
Uptime SLA
<2min
Setup time
The Problem
Sound familiar?
Direct Marqeta or Galileo integration requires 6+ months of compliance reviews and $50K+ minimum commitments
Issuing cards in-house requires a BIN sponsorship agreement with a bank — nearly impossible for startups
Existing white-label card programs lack developer-friendly APIs for real-time spend controls
The Solution
Prepaid Card Platform fixes this.
Physical & Virtual Card Issuance
Issue branded virtual cards instantly and physical cards via fulfillment partners with 3-5 day delivery. Custom card art with your logo and color scheme.
Real-Time Spend Controls
Set per-card or per-user spending limits, merchant category restrictions (MCC blocks), velocity rules, and geo-restrictions — all enforced in real time at the network level.
Load & Funding Rules
Configure funding sources: ACH push, internal ledger, payroll integration, or API-triggered loads. Set load limits, expiry rules, and automatic top-up triggers.
How It Works
Set up in under 2 minutes. No complex configuration.
Physical & Virtual Card Issuance
Issue branded virtual cards instantly and physical cards via fulfillment partners with 3-5 day delivery. Custom card art with your logo and color scheme.
Real-Time Spend Controls
Set per-card or per-user spending limits, merchant category restrictions (MCC blocks), velocity rules, and geo-restrictions — all enforced in real time at the network level.
Load & Funding Rules
Configure funding sources: ACH push, internal ledger, payroll integration, or API-triggered loads. Set load limits, expiry rules, and automatic top-up triggers.
Transaction Webhooks & Ledger API
Every authorization, settlement, and decline fires a webhook with full transaction context. Ledger API exposes real-time balances and transaction history per card.
Cardholder Management Portal
White-labeled web and mobile portal where cardholders view balances, transactions, and freeze/unfreeze their card without contacting your support team.
Why not the alternatives?
Same result. A fraction of the price.
| Product | Price | Core feature |
|---|---|---|
| Prepaid Card Platform | $2000/mo | Issue branded prepaid Visa or Mastercard cards in days |
| Enterprise tool | $149/mo | Overkill for most teams |
| DIY approach | 40+ hrs dev | High maintenance burden |
Integrates with your stack
Simple, Transparent Pricing
No per-user fees. No hidden costs. Cancel anytime.
Startup
- Up to 500 active cards
- Virtual + physical issuance
- Spend controls
- Transaction webhooks
- Branded card art
Growth
- Up to 5,000 active cards
- Cardholder management portal
- Ledger API
- Custom load rules
- Multi-currency support
- Dedicated BaaS account manager
Frequently Asked Questions
Which card networks are supported?
Mastercard and Visa. Mastercard is available in all markets. Visa availability depends on BIN sponsor region.
Do we need a money transmitter license to issue cards?
No. You operate as a program manager under the BIN sponsor's license. We handle the compliance and banking relationship.
What is the cost per card transaction?
No per-transaction fee on top of monthly base. Interchange revenue from spend is shared back to you at 50/50 split, offsetting platform costs at scale.
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