Coming Soon

P2P USD Exchange

Buy and sell USD peer-to-peer with zero banking friction

P2P USD Exchange connects buyers and sellers of US dollars in markets where traditional FX access is restricted or expensive. Escrow-secured trades, reputation scoring, and automated dispute resolution make it safe to transact with strangers. Monetized via transparent platform commission on each completed trade.

app.owlematic.pro

MRR

$14,320

+12% this month

Active

487

+23 this month

Churn

1.8%

-0.4% this month

Revenue chart

$14K/mo

Verified revenue

73%

Choose annual

98.7%

Uptime SLA

<2min

Setup time

The Problem

Sound familiar?

In dollarized economies and countries with FX restrictions, accessing USD at fair rates requires connections or black market risk

Existing P2P FX apps are dominated by spam accounts, scams, and unresolved disputes

Manual escrow via WhatsApp and bank transfers is slow and risky with no recourse if a counterparty disappears

The Solution

P2P USD Exchange fixes this.

Escrow-Secured Trades

Seller deposits USD (or local currency equivalent) into platform escrow before the trade is published. Funds release to buyer only after both parties confirm receipt.

Reputation & Trust Score

Every trader accumulates a verified trade count, completion rate, average response time, and dispute history. Badges for 50+, 100+, and 500+ completed trades.

Automated Dispute Resolution

If a trade is disputed, an evidence-based resolution flow collects payment proof from both sides. Moderators resolve 95% of disputes within 24 hours.

How It Works

Set up in under 2 minutes. No complex configuration.

1

Escrow-Secured Trades

Seller deposits USD (or local currency equivalent) into platform escrow before the trade is published. Funds release to buyer only after both parties confirm receipt.

2

Reputation & Trust Score

Every trader accumulates a verified trade count, completion rate, average response time, and dispute history. Badges for 50+, 100+, and 500+ completed trades.

3

Automated Dispute Resolution

If a trade is disputed, an evidence-based resolution flow collects payment proof from both sides. Moderators resolve 95% of disputes within 24 hours.

4

Rate Aggregator

Live feed of current offers sorted by rate, payment method, and trader reputation. Alerts when a rate matching your target becomes available.

5

Payment Method Flexibility

Supports Zelle, Wise, Revolut, local bank transfer, mobile money, and cash-in-person with location verification. Sellers configure accepted methods per offer.

Why not the alternatives?

Same result. A fraction of the price.

ProductPriceCore feature
P2P USD Exchange$0/moBuy and sell USD peer-to-peer with zero banking friction
Enterprise tool$149/moOverkill for most teams
DIY approach40+ hrs devHigh maintenance burden

Integrates with your stack

Stripe
Slack
Zapier
Webhooks
API

Simple, Transparent Pricing

No per-user fees. No hidden costs. Cancel anytime.

Free to Trade

$0/mo
  • No monthly fee
  • 1% platform commission on completed trades
  • Escrow protection
  • Dispute resolution
  • Reputation system
Best for Active Traders

Power Trader

$29/mo
  • 0.5% commission (half price)
  • Priority dispute resolution
  • Verified badge
  • API access for automated offers
  • Bulk trade history export
  • Early access to new payment methods
30-day money-back guarantee
Cancel anytime
Price-lock guarantee

Frequently Asked Questions

What happens if a seller takes the escrow funds and disappears?

Funds in escrow are held by the platform. If a seller fails to deliver and the dispute is ruled in the buyer's favor, the escrowed funds are refunded in full within 24 hours.

Which countries is the platform available in?

Available in LATAM, MENA, Sub-Saharan Africa, and Southeast Asia — regions with high demand for USD access and limited traditional FX infrastructure.

How is the platform commission charged?

Commission is deducted from the escrowed amount at trade completion. No charge for cancelled or disputed trades that result in refund.

Ready to get started?

Join hundreds of businesses saving time and money.

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