Coming Soon

Multi-Currency Budget App

Track spending across currencies without constant manual conversion

Multi-Currency Budget App lets digital nomads, expats, and frequent travelers manage budgets across multiple currencies in one place. Live exchange rates, automatic conversion to a base currency, and spending breakdowns by country and category make it the only budgeting tool built for people whose life spans borders.

app.owlematic.pro

MRR

$14,320

+12% this month

Active

487

+23 this month

Churn

1.8%

-0.4% this month

Revenue chart

$14K/mo

Verified revenue

73%

Choose annual

98.7%

Uptime SLA

<2min

Setup time

The Problem

Sound familiar?

YNAB, Mint, and most budgeting apps are single-currency and break immediately when you transact abroad

Manual currency conversion in spreadsheets uses stale rates and takes hours per month

No tool shows how much you actually spent per country trip in your home currency retrospectively

The Solution

Multi-Currency Budget App fixes this.

Live Exchange Rates

Pulls live mid-market rates from ECB, Wise, and regional sources every 15 minutes. All foreign transactions are converted to your base currency at the rate on the transaction date.

Multi-Currency Accounts

Add accounts in any currency — checking, savings, credit card, crypto wallet, cash envelope. Balances always shown in both native and base currency.

Trip-Based Budget Mode

Create a trip budget in the destination currency. The app tracks spending against it and shows your running total in both local and home currency in real time.

How It Works

Set up in under 2 minutes. No complex configuration.

1

Live Exchange Rates

Pulls live mid-market rates from ECB, Wise, and regional sources every 15 minutes. All foreign transactions are converted to your base currency at the rate on the transaction date.

2

Multi-Currency Accounts

Add accounts in any currency — checking, savings, credit card, crypto wallet, cash envelope. Balances always shown in both native and base currency.

3

Trip-Based Budget Mode

Create a trip budget in the destination currency. The app tracks spending against it and shows your running total in both local and home currency in real time.

4

Category & Country Breakdown

Monthly spending report broken down by category and country. See exactly how much you spent on food in Thailand vs. rent in Portugal in your base currency.

5

Bank Sync & CSV Import

Auto-sync with Wise, Revolut, and N26 via API. For other banks, CSV import with smart column mapping detects currency and amount columns automatically.

Why not the alternatives?

Same result. A fraction of the price.

ProductPriceCore feature
Multi-Currency Budget App$0/moTrack spending across currencies without constant manual conversion
Enterprise tool$149/moOverkill for most teams
DIY approach40+ hrs devHigh maintenance burden

Integrates with your stack

Stripe
Slack
Zapier
Webhooks
API

Simple, Transparent Pricing

No per-user fees. No hidden costs. Cancel anytime.

Free

$0/mo
  • 3 accounts
  • 5 currencies
  • Manual transaction entry
  • Monthly spending report
  • Live exchange rates
Most Popular

Nomad

$9/mo
  • Unlimited accounts
  • 150+ currencies
  • Bank sync (Wise, Revolut, N26)
  • Trip budget mode
  • Country breakdown report
  • CSV import
  • Data export
30-day money-back guarantee
Cancel anytime
Price-lock guarantee

Frequently Asked Questions

Which exchange rate source is used for historical conversions?

ECB reference rates for historical dates. For today's transactions, mid-market rate at time of entry. You can override any conversion rate manually if you know the exact rate you paid.

Can I track cash spending in multiple currencies?

Yes. Add a cash account in any currency and log transactions manually. Cash accounts are included in all reports and converted to your base currency.

Is there a mobile app?

iOS and Android apps are on the roadmap. The web app is fully responsive and works well as a mobile PWA in the meantime.

Ready to get started?

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