Multi-Currency Budget App
Track spending across currencies without constant manual conversion
Multi-Currency Budget App lets digital nomads, expats, and frequent travelers manage budgets across multiple currencies in one place. Live exchange rates, automatic conversion to a base currency, and spending breakdowns by country and category make it the only budgeting tool built for people whose life spans borders.
MRR
$14,320
+12% this month
Active
487
+23 this month
Churn
1.8%
-0.4% this month
$14K/mo
Verified revenue
73%
Choose annual
98.7%
Uptime SLA
<2min
Setup time
The Problem
Sound familiar?
YNAB, Mint, and most budgeting apps are single-currency and break immediately when you transact abroad
Manual currency conversion in spreadsheets uses stale rates and takes hours per month
No tool shows how much you actually spent per country trip in your home currency retrospectively
The Solution
Multi-Currency Budget App fixes this.
Live Exchange Rates
Pulls live mid-market rates from ECB, Wise, and regional sources every 15 minutes. All foreign transactions are converted to your base currency at the rate on the transaction date.
Multi-Currency Accounts
Add accounts in any currency — checking, savings, credit card, crypto wallet, cash envelope. Balances always shown in both native and base currency.
Trip-Based Budget Mode
Create a trip budget in the destination currency. The app tracks spending against it and shows your running total in both local and home currency in real time.
How It Works
Set up in under 2 minutes. No complex configuration.
Live Exchange Rates
Pulls live mid-market rates from ECB, Wise, and regional sources every 15 minutes. All foreign transactions are converted to your base currency at the rate on the transaction date.
Multi-Currency Accounts
Add accounts in any currency — checking, savings, credit card, crypto wallet, cash envelope. Balances always shown in both native and base currency.
Trip-Based Budget Mode
Create a trip budget in the destination currency. The app tracks spending against it and shows your running total in both local and home currency in real time.
Category & Country Breakdown
Monthly spending report broken down by category and country. See exactly how much you spent on food in Thailand vs. rent in Portugal in your base currency.
Bank Sync & CSV Import
Auto-sync with Wise, Revolut, and N26 via API. For other banks, CSV import with smart column mapping detects currency and amount columns automatically.
Why not the alternatives?
Same result. A fraction of the price.
| Product | Price | Core feature |
|---|---|---|
| Multi-Currency Budget App | $0/mo | Track spending across currencies without constant manual conversion |
| Enterprise tool | $149/mo | Overkill for most teams |
| DIY approach | 40+ hrs dev | High maintenance burden |
Integrates with your stack
Simple, Transparent Pricing
No per-user fees. No hidden costs. Cancel anytime.
Free
- 3 accounts
- 5 currencies
- Manual transaction entry
- Monthly spending report
- Live exchange rates
Nomad
- Unlimited accounts
- 150+ currencies
- Bank sync (Wise, Revolut, N26)
- Trip budget mode
- Country breakdown report
- CSV import
- Data export
Frequently Asked Questions
Which exchange rate source is used for historical conversions?
ECB reference rates for historical dates. For today's transactions, mid-market rate at time of entry. You can override any conversion rate manually if you know the exact rate you paid.
Can I track cash spending in multiple currencies?
Yes. Add a cash account in any currency and log transactions manually. Cash accounts are included in all reports and converted to your base currency.
Is there a mobile app?
iOS and Android apps are on the roadmap. The web app is fully responsive and works well as a mobile PWA in the meantime.
Ready to get started?
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