Coming Soon

Financial Data Aggregator

Unified API for bank, investment, and crypto account data

Financial Data Aggregator provides a single normalized API to pull transactions, balances, holdings, and statements from 10,000+ financial institutions — banks, brokerages, crypto exchanges, and credit cards. Build personal finance apps, expense analytics, and wealth dashboards without maintaining dozens of direct integrations.

app.owlematic.pro

MRR

$14,320

+12% this month

Active

487

+23 this month

Churn

1.8%

-0.4% this month

Revenue chart

$14K/mo

Verified revenue

73%

Choose annual

98.7%

Uptime SLA

<2min

Setup time

The Problem

Sound familiar?

Plaid and MX charge enterprise pricing that is out of reach for indie developers and small fintechs

Maintaining direct integrations with 50+ bank OFX feeds and screen-scraping fallbacks is a full-time engineering job

Crypto exchange APIs have wildly inconsistent data formats, making unified portfolio views nearly impossible to build

The Solution

Financial Data Aggregator fixes this.

10,000+ Institution Coverage

Connects to major banks via open banking APIs, smaller institutions via aggregated data providers, and crypto exchanges via exchange APIs with unified output schema.

Normalized Transaction Schema

All transactions across all institutions return with the same field names: date, amount, currency, merchant_name, category, account_id. No per-institution mapping.

Investment & Crypto Holdings

Pulls stock, ETF, bond, and crypto holdings with current price, cost basis, and unrealized gain/loss — aggregated into a single portfolio view.

How It Works

Set up in under 2 minutes. No complex configuration.

1

10,000+ Institution Coverage

Connects to major banks via open banking APIs, smaller institutions via aggregated data providers, and crypto exchanges via exchange APIs with unified output schema.

2

Normalized Transaction Schema

All transactions across all institutions return with the same field names: date, amount, currency, merchant_name, category, account_id. No per-institution mapping.

3

Investment & Crypto Holdings

Pulls stock, ETF, bond, and crypto holdings with current price, cost basis, and unrealized gain/loss — aggregated into a single portfolio view.

4

Webhooks for Real-Time Updates

Subscribe to account events (new transaction, balance change, login error) and receive webhooks within seconds of the underlying institution reporting the change.

5

Data Quality Scoring

Each institution connection is tagged with a freshness score, error rate, and coverage completeness — so your app can surface data quality issues to users proactively.

Why not the alternatives?

Same result. A fraction of the price.

ProductPriceCore feature
Financial Data Aggregator$100/moUnified API for bank, investment, and crypto account data
Enterprise tool$149/moOverkill for most teams
DIY approach40+ hrs devHigh maintenance burden

Integrates with your stack

Stripe
Slack
Zapier
Webhooks
API

Simple, Transparent Pricing

No per-user fees. No hidden costs. Cancel anytime.

Developer

$100/mo
  • 100 connected accounts
  • Bank + credit card data
  • Normalized transactions
  • Webhooks
  • 100+ institutions
Most Popular

Startup

$400/mo
  • 1,000 connected accounts
  • Investment + crypto holdings
  • 10,000+ institutions
  • Data quality scoring
  • Bulk export
  • Dedicated support
30-day money-back guarantee
Cancel anytime
Price-lock guarantee

Frequently Asked Questions

How does authentication work for end users?

Users authenticate through an embedded OAuth flow or a hosted Link UI (similar to Plaid Link). Credentials are never stored — only OAuth tokens or session cookies.

Is this compliant with open banking regulations?

Yes. In regions with PSD2/PSD3 (Europe), Consumer Data Right (Australia), and Open Finance (UK/Brazil), we use regulated API access. In other markets we use aggregation under user consent.

What is the latency for fetching transactions?

Real-time for institutions that support webhooks or push APIs. Polling-based institutions refresh every 4-12 hours. Cached data is always available instantly.

Ready to get started?

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